Vehicle insurance coverage is included in your KINTO rental. We provide liability insurance, which covers damages up to $30,000 in bodily injury per person, $60,000 in bodily injury in each accident, and $25,000 in property damage in each accident in the event of an at-fault accident. This vehicle insurance does not cover your medical expenses in the event of an accident. To ensure you are covered in this situation, please consult your medical policy and/or personal auto insurance policy.

In instances where you are operating the vehicle illegally (suspended license, under the influence, etc.), in a manner not allowed by these Terms of Service, with deliberate intent on damaging the vehicle, or negligently, you will bear the full cost of damage to cars on the KINTO service as well as any damage to third parties not covered by the vehicle’s insurance policy.

If you are involved in an incident with a vehicle, we will charge you a $1,000 deductible; upon completing the accident investigation and repair, the damage fee of up to $1,000 may apply. Please review the Accident Procedure article for more information.